Debt Settlement Letter Examples

[Your Name] [Your Address] [City, State, Zip] [Email Address] [Phone Number] [Date]

[Creditors Name] [Creditors Address] [City, State, Zip]

Subject: Debt Settlement Offer on Account Number: [Your Account Number]

Dear [Creditors Name],

I am writing to propose a settlement on the above-mentioned account. Due to [mention your financial hardship], I am unable to meet the original obligations…

[Provide a settlement offer and explain your situation further]

Thank you for considering my offer.

Sincerely,

[Your Name]

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